Top Debit Cards That Earn You Cashback When Paying Credit Card Bills

Many banks in India now offer debit cards that reward you for using them to pay credit card bills. Instead of usual debit-card usage (shopping, ATM, etc.), you get added value when safely using your debit card for paying off credit card dues. Here are some standout options currently doing well: HDFC Platinum Debit Card offers 1% cashback capped per month when you pay credit card bills via the HDFC bill payment portal. HDFC Millennia Debit Card provides cashback (2.5% in some cases) up to a monthly limit when using bill payment platforms. IndusInd Exclusive (Platinum / Signature) debit cards give rewards on repeat credit card bill payments, though with reward caps based on monthly usage. RBL Signature Debit Card has been reported to give gift-voucher rewards for bill payments above a threshold. Users are advised to check which portals are eligible — for example, whether the bank’s own bill payment portal or third-party platforms (wallets, UPI, etc.) qualify. Also, monthly caps and minimum required spends may apply.